Accounts payable automation
Your supplier invoices, matched and in your ERP. No chasing.
Accounts payable automation for manufacturers and distributors. Finaro receives, reads, routes, matches and posts your invoices; your team stops keying in data and only decides the exceptions.
With your real invoicesNo per-user licencesNo commitment
In 77 seconds
How Monday changes for your accounts payable team.
No more invoice dance: receiving, keying in, forwarding for approval, chasing and matching. Finaro does that work. Your team only decides the exceptions.
How it works
From inbox to ERP.
ReceiveFrom your invoice inbox, without asking suppliers to change anything
ReadAI extracts supplier, tax ID, amounts, VAT and lines
MatchPurchase order, delivery note and invoice, with your tolerances
ApproveEach invoice reaches the right person, with full history
PostIt lands booked in your ERP
What matches goes through on its own. What doesn't reaches a person with the difference already flagged.
Three-way match
Order, delivery note and invoice must say the same thing.
Purchase orderWhat you ordered, and at what price
Delivery noteWhat actually arrived
InvoiceWhat you're being charged
Finaro matchesLine by line, with your price and quantity tolerances
MatchedApproved and posted to the ERP
Not matchedGoes to a person with the difference already flagged
It's not just reading invoices.
Rule-based matching, not eyeballingOrder, delivery note and invoice line by line, with the tolerances you decide.
Learns from every supplierEvery correction is remembered, so the next document comes out better.
Several companies, one inboxGroups with several entities, even on different ERPs.
No duplicates, full traceabilityBlocks repeated invoices and records who approved what, and when.
In the product
This is what a matched invoice looks like.
The original invoice next to the line-by-line match, the totals and the history of who did what. One click and it's booked in the ERP.
Do the maths
What does an invoice cost you today?
1,000documents a month
5 minper document
83 hof work every month
Illustrative example. Use your own numbers: volume, real minutes per invoice and hourly cost. Then add what an error or an invoice paid twice costs you.
Calculate our savingsBenefits · industry data
What changes when you automate.
Before: market average, not automated · After: automated accounts payable teams
−82%
From invoice received to approved1
Before17.4 days
After3.1 days
−78%
Cost per invoice1
Before$12.88
After$2.78
−41%
Invoices with exceptions2
Before19.9%
After11.8%
Duplicate or erroneous payments3
Before15 in every 1,000 payments
AfterBlocked before payment
And the team gets time back for what matters.
−50%
Team time spent handling supplier queries1
Before26.9%
After13.4%
Fewer “when will you pay me?” and “did you get my invoice?”
×5
Invoices processed per person4
Before1×
After5×
The same team absorbs growth without hiring
Paying well also means paying the right supplier, on time.
Payment fraud5
Before · no automatic control79%of companies suffered attempted payment fraud in 2024, mostly emails impersonating a supplier to change the bank details
After · with FinaroNo matching order and no supplier verified by tax ID means the invoice isn't paid
Payment terms in Spain6
Before · private-sector average67 daysaverage supplier payment term, above the 60 days set by law
After · with FinaroInvoices matched and approved in days: easier to meet the 60 days
- 1 Ardent Partners, The State of ePayables 2024 (best-in-class vs. average).
- 2 Ardent Partners, Accounts Payable Metrics that Matter in 2026 (best-in-class vs. average).
- 3 APQC, Open Standards Benchmarking: % of annual payments that are duplicate or erroneous, median of 1,686 companies.
- 4 APQC, 4 KPIs Set Good Accounts Payable Organizations Apart (2018): bottom quartile (before) vs. top quartile (after).
- 5 AFP (Association for Financial Professionals), 2025 Payments Fraud and Control Survey, US companies.
- 6 Plataforma Multisectorial contra la Morosidad, Estudio Plazos de Pago en España 2025.
Customers“Matching each invoice to its delivery note used to mean chasing the warehouse. Now the delivery note is loaded straight from the warehouse and the invoice reaches accounting already validated. We only look at the ones that don't match.”
5,000documents a month
10companies in one inbox
≈417 ha month if done by hand
Estimate using the same maths as above: 5,000 documents × 5 min = 417 hours a month, about 2.6 full-time people.
How much would change in your company?
We'll look at it in 30 minutes, with your volume and your invoices.
Integration
Works with the ERP you already have.
No system change. Finaro connects to your ERP and leaves the documents booked there.
Another ERP? We assess it in the diagnosis, with no commitment. See integrations →
Groups of companies
Several entities, several ERPs, one inbox.
Company ACompany BCompany C
FinaroOne approval flow and the same criteria for the whole group.
Who it's for
Is it a fit for your company?
Full fitManufacturers and distributors that buy with purchase orders and delivery notes, with hundreds of documents a month or several entities.
Start with one stepCapture, route between entities, approve or post to the ERP, without matching against orders. Matching can be added later.
Smaller volumesBelow 200 invoices a month, a plug-and-play start: no implementation, connect your inbox and go.
How to start
Three steps, no commitment until the third.
01DiagnosisWe understand your volume, ERP and approval process.
02TrialWe run your real invoices through Finaro.
03Go-liveWe connect to your ERP and start with one entity.
Book 30 minutes and we'll walk through your invoices.
On a video call. It's the diagnosis: we understand your volume, ERP and approval process. Send us a few sample invoices and we'll show them to you processed during the call.
30 min on a video callNo commitmentWith your real invoicesData protected (GDPR)
Rather we got in touch?
Leave your details in the form and we'll reach out to find a slot.
For other enquiries: info@finaro.ai
Not the right moment yet? Take the two-minute assessment to see where your time goes and where to start, or work out what it costs you today.
FAQ
How much does it cost?You pay per document processed, with no per-user licences. The price depends on your volume and your ERP: we prepare a tailored proposal after the demo.
Does it work with our ERP?We work with Sage 200 and X3, SAP S/4HANA and Business One, Business Central, Odoo, a3ERP and Factusol, with no system change. If you use another one, we assess it in the diagnosis, with no commitment. See integrations →
What if we don't work with delivery notes?It still helps. We have an adapted setup for service companies and for purchases with no goods receipt: subcontractors, rentals, utilities or travel. When there is no delivery note, Finaro validates the invoice against the purchase order or the contract, and paper receipts are captured with the phone camera. See the solution for service companies →
And if we don't buy with purchase orders either?Finaro still removes the data entry: it captures every invoice, extracts supplier, tax ID, amounts, VAT and lines, blocks duplicates, routes it to whoever approves it and posts it to your ERP. It's a good way to start: everything except matching against orders, which you can add whenever you want.
What if the AI gets it wrong?Nothing that fails to match reaches the ERP: it stays in review with the difference already flagged. And when you correct it, Finaro learns.
Do we need a technical team?No. You connect your invoice inbox in a few clicks and we take care of the ERP integration.
How does our IT team validate it?We explain how Finaro connects to your ERP, what data it reads and posts and how it is protected, and we answer your security questionnaire. If you prefer, we run a technical session just for IT. See security →
What about our data?We sign the GDPR data processing agreement, each company works in its own data space, and your corrections only apply to your documents. See security →
Can we try it before deciding?Yes. We run your real invoices through Finaro before connecting anything: there's no commitment until go-live.
Give your team time for what matters.
In 30 minutes we'll show you Finaro processing real documents from your company.
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